Not to be augmentative but I wonder In case the bank rep along with the Mrs had a miscommunication. There was a Tv set member just the other day in the same thread who talked to Bangkok Financial institution and he explained he was explained to there was no rate plus they gave their TT Obtaining Fee. The TT Getting Rate is used for incoming wire transfers and usually plus or minus a hair the Visa/MasterCard exchange price. Unquestionably no approx one particular baht change. See below put up after which my reaction right soon after it. Now his Tale and your Mrs story have a big gap among them concerning the identical difficulty....that's why I'm expressing there might be some miscommunications. 1
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29.3k Posted August 14, 2018 3 hrs back, 4MyEgo stated: Thanks to the incredibly specific information and facts, my Mrs just referred to as an acquaintance at BKK Bank, they're going to get it done around the counter to get a 200 baht rate, for every time, but at their Trade rate, that's a couple of baht lower than visa's exchange charge. I take advantage of to work with a Bangkok Lender department often for my counter withdrawals...up until eventually all-around Aug seventeen. No rate and Visa/Mastercard rate. Maybe issues have transformed. But when Bangkok Lender is currently indeed charging Bt200 in addition supplying you with a reduce exchange charge, that may be indeed a ripoff.
Posted August 14, 2018 33 minutes in the past, Pib mentioned: The great majority of Thai financial institutions do not demand a counter withdrawal price....also known as a cash advance. Nonetheless, Krungsri costs Bt200 charge on Visa cards but zero on Mastercard. Bangkok Lender failed to demand any price as of a 12 months ago. Cannot talk to other banking institutions. This does not mean each individual Thai bank department will do a counter withdrawal for your foreign card. At a small branch like within a mall They might refer you to definitely an entire services department....some small or huge branches may well not do them in any respect and they're going to just point you to their ATM. It just differs amongst branches. Since you've got a Visa card you'll get the Visa Trade charge minus any international transaction cost your card-issuing lender may perhaps apply for the the "settlement" date on the transaction. For those who had a Mastercard then ditto. The settlement date could possibly be distinctive/afterwards than the actual transaction date. The settlement date will likely be date concerning the actual transaction and remaining submitting on your card account. A counter withdrawal is taken care of as a Point of Company (POS) transaction like once you acquire a thing...Hence the transaction will initial reflect as a Pending status in your account and more than the next few business enterprise days settlement will manifest and the transaction is Posted final on your account. Getting dealt with being a POS transaction vs an ATM transaction just means There's another settlement course of action...requires for a longer time to get a POS tranaction...ordinarily a handful of organization days to go from Pending to Posted/Final. When Posted/Closing you can do some math by looking at the Visa exchange amount webpage to select which Trade amount date was utilized for settlement. But in the event the dust settles you will get the Visa exchange charge minus in overseas transaction charge your card-issuing financial institution may well apply. Make certain the Thai bank would not course of action the counter withdrawal as a Dynamic Currency Conversion (DCC) and that is that bank's amount and will often be approx three% reduce than the complete Visa/Mastercard price. DCC is likewise when they're really performing the transaction in your home forex vs baht...be certain the transaction is in baht only. If the thing is your own home forex and Thai bathtub mirrored on the receipt for signature then it is a DCC transaction....Never indicator...explain to them to cancel that transaction and rerun as Thai baht. SCB supposedly does this for "charge card" cash advances; Never know how they manage debit card counter withdrawals.
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Was on the lookout up a KrungThai Financial institution connected price and occur to note they now also demand a Bt200 counter withdrawal payment. And that i locate it Virtually unbelievably greedy that if a person is stupid enough to acc TallGuyJohninBKK
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